“Joe,” I said. “You don’t have a money problem.”  “I don’t?”  “No, what you lack is creativity.”  “What do you mean?”  “What man gets up at 4am to spy on his neighbor, yet claims he has no time?”  “That’s not—.”  “Never mind, you would never admit it. What if your lack of fitness and money … Continue reading 1440 . . . (The Epiphany)